Wiser£money is a partnership between Encompass Southwest and Navigate, two well established Charities. Our services provide free, impartial, confidential and effective money and debt management advice delivered predominately through home visits.

Financial hardship can affect anyone at anytime in their lives.

If you live in the districts of: West-Somerset, Mid-Devon, Torridge, West-Devon or North-Devon and are worried about your current or future financial situation, contact us to discuss how we may be able to assist you.

Contacting us can help you if:

  • You are struggling to meet the cost of your heating bills
  • You are struggling with debt
  • You are using credit/borrowing money to pay for essential expenditure
  • You worry about meeting monthly repayments
  • You would like to prepare a flexible, realistic budget
  • Your well-being is affected by money worries
  • Your benefits have recently changed or will be changing
  • You are facing financial difficulties and need assistance
Connecting with others
Getting active
Healthy lifestyle
Day to day helping hand
Helping with money
Information and advice
Transport and getting around
Mental health
Support with housing
Support with employment
Support for carers
Managing a long-term health condition
Basic necessities (food/clothes)
Arts and creativity
Connecting with nature
Youth support
Social prescribing
Additional needs catered for:
Vision impairment friendly
Hearing impairment friendly
Wheelchair accessible
Learning difficulty friendly
Physical disability friendly
Dementia friendly
Takes place in the client’s home
Non English speaking friendly
Waiting list (weeks): 2
Who can refer: Professional referrals only