Debt Advice

We help provide access to justice for disadvantaged members of the community through the provision of information, advice, assistance, representation and education in social welfare law.

We are a Not-for-Profit voluntary sector charity limited by guarantee.

Are you struggling with paying your bills or debts? Difficulties with money can cause stress and health problems. We have accredited debt advisers who can help you to take control of your finances.

All our Advice is Free

Problems we can help you with:

Rent and mortgages arrears
Council Tax arrears
Benefits overpayments
Credit card debts
Pay-day Loans
Catalogue or hire Purchase
Court fines
Utility bill
How we can help you

Face to face appointments to assess your situation
Maximising your income –e.g. claiming all benefit entitlements and discounts
Prioritising your debts
Check that you are liable for the debts
Budgeting tips
Charity applications
Explaining your options and helping you to decide the best way to tackle your debts
Negotiating repayment plans with your creditors
Debt Relief Orders applications
Bankruptcy applications

Connecting with others
Getting active
Healthy lifestyle
Day to day helping hand
Helping with money
Information and advice
Transport and getting around
Mental health
Support with housing
Support with employment
Support for carers
Managing a long-term health condition
Basic necessities (food/clothes)
Arts and creativity
Connecting with nature
Youth support
Social prescribing
Additional needs catered for:
Vision impairment friendly
Hearing impairment friendly
Wheelchair accessible
Learning difficulty friendly
Physical disability friendly
Dementia friendly
Takes place in the client’s home
Non English speaking friendly