Step Change Debt Charity

What we do
Our team of debt experts help hundreds of thousand of people a year to deal with their debt problems. With nearly 30 years experience, you can be confident that we can provide the advice and support you need to achieve long-term financial control.

We offer free, flexible debt advice that is based on a comprehensive assessment of your situation. We'll then provide practical help and support for however long it’s needed.

Our advice process
You can easily switch between getting debt advice from us online or over the phone. Either way we'll follow a simple, three-step process to deal with your debt:

1. We’ll help you work out your budget, income and debts
2. We’ll use this information to find a solution to your debt that suits your situation
3. We’ll set up your debt solution, and offer support however long it's needed