Affordable Borrowing and Building Saving Pots (Not-for-Profit)

CLEVR Money is a community-focused credit union offering affordable loans and secure savings accounts to help you take control of your finances. We put people before profit, supporting local individuals and families with ethical financial solutions.

Loans:

  • Fast decisions and flexible repayment plans, including options to repay via Child Benefit or Payroll Deduction.
  • No credit check Family Loans available for those who may have been turned down by mainstream lenders.
  • Loan amounts from £1,000 to £15,000, repayable over 6 to 60 months.
  • Representative example: Borrow £700 over 12 months, repay £70.32 per month (total £843.84, 42.6% APR).
  • Loans are subject to affordability checks and status. Terms and conditions apply.

Savings:

  • FSCS protected savings accounts, accessible online 24/7.
  • Start saving with as little as £10 per month.
  • Instant Access, Christmas Saver, Junior Saver, and Second Saver accounts available.
  • Opening an account is free and takes just 5 minutes online.

Why choose CLEVR Money?

  • Low interest loans and affordable repayments.
  • Support for people with bad credit.
  • Quick and easy online applications.
  • Flexible access to your savings.
  • Ethical, community-owned, and focused on helping local people build brighter futures.

How to apply:

  • Apply for loans or open a savings account directly on our website.
  • Manage your account 24/7 with the CLEVR Money app.

Eligibility: Loans are not available to those considering or currently in an IVA, DRO, DMP, or bankruptcy. Affordability checks apply.

Contact us for more information or support. Join thousands of people in your community who are already saving and borrowing with CLEVR Money!

Categories:
Financial advice and support
Helping with money
Service access criteria:

Must live or work within our common bond area (see website for details)

Additional needs catered for:
N/A
Waiting list (weeks): 0
credit union, loan, credit, borrow, money, help, saving, salary scheme, payroll deduction
Disclaimer: Please note that services on the Joy Marketplace are independent and are not necessarily endorsed by your locality/area.